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The Mount offers a comprehensive package of dental benefits for employees and their families. On the first day of the month following full-time employment, an employee is eligible for one of two options of coverage through Delta Dental.
Employees may choose to enroll under three levels of coverage:
- Employee Only
- Employee Plus One (spouse or child)
- Employees Plus Two or More (family)
Delta Preferred Option
The Preferred Option offers a provider network that encompasses more than 106,000 providers and 130,000 office locations, the largest network in the country. Members have the freedom to choose any dentist; have a variety of incentives and lower out-of-pocket cost options when an in-network dentist is selected; no paperwork for patients to file.
All covered dental procedures, except diagnostic and preventive services, are subject to an annual per person deductible of $50 with a family limitation of $150 regardless of the number of patients in the family. The deductible is waived for diagnostic and preventive services. Most services are covered at 100% with the exception of crowns, dentures and bridgework which are covered at 50%. There is a $1,200 annual maximum per person. Contact the Human Resources Office for plan details.
DeltaCare (DHMO)
The DeltaCare Plan is a national Dental Health Maintenance Organization (DHMO), in which members select a dentist from a panel of participating providers in their residence state (
Maryland
or
Pennsylvania
). Dentists are paid a set, monthly fee that covers most of the services members need.
DeltaCare offers a network of providers that are assessed for experience, range of services, location, accessibility and the ability to accommodate new patients; minimal and/or no patient co-payments for preventative care; quality and affordable dental care; no paperwork for patients to file.
For a list of participating dentists or more information for either of these plans, visit www.midatlanticdeltadental.com or call Delta Dental at (800) 932-0783 or contact the Human Resources office.
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